Mathieu Lebrun's Team
Many people out there are buyers of houses for the first time in their lives, and they need a home buyers guide such as this one. We are going to talk a little bit about budget, the process, and common mistakes.
The Players and Budget
A notary, lender, mortgage broker, home inspector, and a realtor are some of the people involved in this process. However, you should find out how much money you can afford so that your goals can be reached. Know up front how much you will spend on interest rates, down payment, debt and other expenses. Go shopping for a home after finding out how much you can afford. After comparing lender’s different rates, get a pre-approved loan.
A mortgage is an essential part of buying a house, and this is especially true if you do not have all the money required. Go shopping for the best mortgage with your broker to compare rates and fees from different lenders.
Avoid Common Mistakes
In this home buyers guide, we have talked about many important aspects of the mortgage process. You have to make sure that you can afford the property that is for sale.
Consulting a mortgage broker is one of the best decisions you can make when you start looking for a property. A mortgage broker will:
We are the experts, so call us today to take that first step toward the purchase of your very first home!
|Current rates as of|
|Mortgage product||Posted rates|
|5 years variable||6.70 % *||5.75 %|
|1 year||6,79 %||5,99 %|
|2 years||6,59 %||5,74 %|
|3 years||6,44 %||5,19 %|
|4 years||6,34 %||5,14 %|
|5 years||6,34 %||4,79 %|
|7 years||7,00 %||5,39 %|
|10 years||7,49 %||5,89 %|
|*Represents the Prime Rate. Some conditions apply, subject to change without prior notice.|
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