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My green house!

CMHC introduce enhancements to its Green Home program for Canadians who purchase an energy-efficient home or make energy-saving renovations to an existing home using CMHC-insured financing. Effective today, the premium refund…


Buying any real estate: a great investment?

Buy any property as an investment is definitely a myth. Not only is it wrong; it can be financially ruinous,” says Don R. Campbell, a Canadian-based real estate investor and founding partner of the Real Estate Investment…


You are ready! Seize the golden opportunity ?

Here is an overview of what we can make to help you, you and yours. Last year, Julie and Emmanuel looked for a renting interesting building to invest the equity there accumulated over the years in their residence. Several criteria guided them: find, near their place of residence, a building of solid construction and maintained well, a sufficient profitability to pay the expenses of the building and, if possible, the light surplus for the maintenance and repairs, the good potential of been worth. They expected that looks for to them hard for a long time, the good opportunities being rare in the district where they wished to invest. As a matter of fact, it was more similar to a dream than to a reality! On good Sunday, they found themselves, by the biggest of the fates, in front of the ideal opportunity, a building where a placard " to sell " had just been settled. Having visited it, their excitement had still stepped up a notch. The building answered all their criteria. Unfortunately, they did not arrange necessary funds to take action on the field! The time to get organized, the small marvel had passed them under the nose … You wish to invest or one of your close friends wishes to invest, put your capital in the work, come to see us. We shall watch that you obtain the necessary resources to be ready to act quickly.


Congratulations... You go to become an owner!

Here is the real-life case which we would like to share with you. Virginia and Alexander live in an apartment for 2 years, they wish to start a family, they wish to have a property with a yard, more spaces, because they feel cramped, be lacking intimacy then they decided to buy a beautiful property together. They obtained a mortgage loan with their bank, the date for notarier is planned on March 23rd, 2020. To celebrate the event, they invited friends to have dinner. During the evening, the friends question Virginia and Alexander to know what was the interest rate,if they used their RSP, if they opted for a variable rate or a fix rate ? After the evening, Virginia and Alexandre realize that they did not maybe look at all the possibilities and that they had made that fast, the next day Virginia asked to her friend for the name of the mortgage broker of Multi-Prêts who had analyzed all his needs to choose well the mortgage product which suited best in its situation, she had explained during the evening that she had chosen a term of 2 years instead of one 5 years, that she had made a RAP loan, that her mortgage broker had made for her realized several very important details to take advantage of it, because once owner she could not go back any more. Alexander found the interesting idea and communicated with us, we planned a appointment, we discussed various options and we had time because the solicitor was only March 23rd. . we answered their expectation and they chose us as mortgage broker for life! Who do you know who is in the same situation? It is with pleasure that we shall advise them to choose the best strategy.


How much it coast in Welcome Tax when you buy a house?

Here are the calculations to follow: 0,5 % for the first valuable slice not exceeding 50 000 $ 1 % for the valuable slice superior to 50 000 $, without exceeding 250 000 $ 1,5 % for the valuable slice superior to…


Our Partners

  • CHIP
  • First National
  • Home Trust
  • Industrielle Alliance
  • Scotiabank
  • Simplici-T
  • TD Canada Trust
  • Desjardins
  • Merix
  • Lendwise
  • Genworth
  • Canada Guaranty
  • CMHC - SCHL