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My green house!

Published on February 25, 2020 by MultiPrêts MR


CMHC introduce enhancements to its Green Home program for Canadians who purchase an energy-efficient home or make energy-saving renovations to an existing home using CMHC-insured financing. Effective today, the premium refund will increase from 10% to as much as 25% depending on the level of energy efficiency achieved.

CMHC is also modifying the program eligibility requirements to reflect changes to standards in the industry for sustainable and energy-efficient housing. Most new homes built under a CMHC-eligible energy-efficient building standard automatically qualify for a premium refund. For all other homes, eligibility will continue to be assessed using Natural Resources Canada’s EnerGuide Rating System (ERS).

The residential sector is one of the largest contributors to energy consumption and related greenhouse gas emissions in Canada. The changes introduced today, demonstrate CMHC’s commitment and leadership in fostering energy-efficient housing in Canada, influencing housing affordability and quality, and supporting federal efforts to reduce greenhouse gas emissions.

The average premium refund to date is just over $1,000, and the enhancement provides for an even bigger savings opportunity. Highlighting this program to homebuyers and homeowners is an excellent way to pass on valuable savings and support green housing. To get a refund homeowners simply apply directly on CMHC’s website.

Attached you will find a document covering common operational questions and answers surrounding this announcement. For further details on the new premium refund and eligibility requirements visit the CMHC website.

CMHC is committed to working with mortgage industry professionals to help homebuyers meet their housing needs. For more information, please contact your mortgagebroker.

Source: Steven Mennill
Senior Vice-President, Insurance

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