Are you looking for the best mortgage rate on the market?
Recherchez-vous le meilleur taux hypothécaire sur le marché?
You've come to the right place! With a single request, our team of specialists
negotiates the best possible rate for you with more than 30 financial institutions.
For 30 years, Multi-Prêts :
Your Multi-Prêts mortgage broker will find for you the mortgage products that correspond to your needs and your financial situation. He will also negotiate with the various banks and financial institutions to help you save as much as possible.
A varied offer, the best rates guaranteed
The broker has in-depth knowledge of the market: he has access to the rates offered by several banks and financial institutions at the same time. This allows them to provide you with the best rates among a wide range of products, unlike bank and financial institution mortgage consultants, who are limited to offering you only their products.
At Multi-Prêts, you will get the best rates on the market.
Simplified procedures, high time savings
Dealing with a mortgage broker will save you from having to contact several banks and financial institutions in the hope of getting your hands on the most advantageous mortgage products and the best mortgage rate. This way, you will avoid having to spend a considerable amount of time explaining your situation and your needs over and over again to different mortgage consultants, a particularly embarrassing step for people in an unfavourable financial position. The mortgage consultant will take care of it for you!
Besides, the broker ensures that the necessary follow-ups are made with banks and financial institutions, keeps you informed of any developments in your file, and prepares all documents and contracts when you make your selection.
A mortgage broker has no advantage in directing you to a particular bank or institution's mortgage products: he or she will advise you objectively among all the available offers to find the most economical solution for you.
100% free services
For the client, the services of the mortgage broker are entirely free of charge. There are no commissions to pay and no hidden fees. Instead, banks and financial institutions pay the broker a commission on the mortgage products sold.
An established reputation
With more than 410 brokers across the province, Multi-Prêts has been the real estate brokerage leader in Quebec for more than 30 years. Thanks to Multi-Prêts' well-established reputation, many of its professionals are always called upon to share their knowledge in the media.
Multi-Prêts has developed a unique technology in the field exclusively for its brokers: the decision support system, which regroups in a single, easily accessible document all the products of all the lenders we do business with. According to their situation and needs, this system allows our brokers to propose the most advantageous offers to each of their clients.
Our brokers have access to administrative support that is unparalleled in the industry, giving them more time to take care of their valued clients.
Yes, mortgage brokerage is a regulated profession. Therefore, all mortgage brokers practicing in Quebec must hold a valid permit issued by the Organisme d'autoréglementation du courtage immobilier du Québec (OACIQ). To obtain this permit, brokers must first have completed basic brokerage training recognized by the OACIQ and passed the entrance exam.
Because they operate in a regulated profession, brokers are required to comply with various obligations set out in the Mortgage Brokerage Code of Ethics, such as the obligation to audit, disclose and advise, and respect the confidentiality of personal information provided by their clients.
Brokers also must keep their knowledge up to date and acquire new concepts essential to the practice of their trade through continuing education in two-year cycles.
Laurentian Bank of Canada
Fair Trade Bank
TD Canada Trust
CHIP - Residential Income Program
First National Financial
Merix Financial - Lendwise
CMHC - CMHC
Mortgage Protection Plan
IA Industrial Alliance
2892 Saint-Charles Boulevard
Kirkland, Quebec H9H 3B6
T : 438 799-5776
F : 514 906-7011
7655 Newman Boulevard, Suite 306
Lasalle, Quebec H8N 1X7
T : 438 806-9659
F : 514 879-8927
28 Dubois Street
Saint-Eustache, Quebec J7P 4W9
T : 438 834-3137
F : 514 906-6612
3899 des Laurentides highway, suite 203
Laval, Quebec H7L 3H7
T : 438 806-9471
F : 514 906-6612
180 Saint-Charles Avenue
Vaudreuil-Dorion (Quebec) J7V 2L1
T : 1 866 919-8767
F : 1 888 769-7464
30 years of mortgage history
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